Explore guides →
For NRIs & families connected with India

Your financial life in India, made easier to navigate.

Practical guidance on banking, money transfers, property, investments and returning to India.

Start with a topic or search the question already on your mind.
AMRUTHA
PHOTO
demo placeholder
Meet Amrutha

Hi, I'm Amrutha.

I work closely with NRI families and see how confusing financial decisions across countries can become. Ask Amrutha is being built to make those questions easier to understand.

▶
Why I created Ask Amrutha60-second introduction · video coming soon
Start here

What do you need help with?

Choose the situation closest to yours.

Moving abroadWhat changes in India?
→
Returning to IndiaAccounts, deposits & status
→
NRE / NRO & moneyAccounts, transfers & repatriation
→
Property in IndiaBuy, sell, rent & proceeds
→
Investments & KYCMF, demat & NRI changes
→
Family financesParents, access & continuity
→
Popular starting points

Questions NRIs actually ask.

NRE or NRO — what's the practical difference?Read → I sold property in India. How can I move the proceeds abroad?Read → I'm returning to India. What should I change first?Read →
See all NRI guides →
Useful tools

Check your situation.

Decision Check →Think through a financial decision. Family Continuity Check →Review financial readiness across distance.
Optional financing tool

Want to understand your financing position before speaking to a lender?

Choose Home Loan, Commercial Property, Loan Against Property or MSME finance. See a first financing snapshot based on the details you enter.

Check my financing situation →
If the snapshot raises a question or shows that the case may need a closer look, you can choose to have the financing situation reviewed with Amrutha.

This sounds like your situation because…

    What may be easy to miss

      The next 3 questions worth asking

        Not sure what to do next?

        If this feels close to your situation, you can continue the conversation with Amrutha. You do not need to explain everything again — your answers from this check can go with your question.

        These are the points worth discussing

          General educational reflection based on the choices selected. Not personalised financial, tax, legal or investment advice.

          Continue the conversation

          Let's continue from here.

          You've already told us the basics. Add only what you want Amrutha to know before responding.

          What would you like to discuss?

          Your name

          How would you prefer Amrutha to respond?

          Prototype only. In the live version, these details and your journey answers will be sent securely through the Ask Amrutha form.

          Ask Amrutha Library

          Explore by situation, not jargon.

          Start with the subject closest to what you're trying to understand.

          NRI MONEY

          Living abroad, managing money in India

          NRE / NRO / FCNRWhat each account is meant to do. Is my setup still right?A decision-oriented review. Returning to IndiaWhat may deserve review before the move. Moving moneyRemittance, gifts and repatriation guides.
          PROPERTY & BORROWING

          Before the purchase or loan

          India propertyPurpose, liquidity and funding. UAE propertyStart from the property and cross-border guidance library. Home loan comfortThink beyond eligibility. India vs UAEUse the Decision Check to compare the situation before acting.
          FAMILY FINANCE

          Keeping important matters organised across distance

          Emergency readinessCould someone act if you're unreachable? Parents' money systemsReduce avoidable dependence. Documents & nominationsReview what should be easy for the family to locate and act on. Family Money FileStart with the family continuity checklist.
          MONEY MADE SIMPLE

          Understand the decision before the product

          BorrowingWhen debt helps and when it reduces flexibility. Everyday money decisionsSimple frameworks before committing. RiskCheck what could change after the decision. What am I missing?Use the Decision Check for a second-look before acting.