Choose the situation closest to yours.
You do not need to know whether your question is about FEMA, tax, banking or repatriation before you begin.
I'm leaving India for a job or long-term move.
Start with residential status, Indian bank accounts, investments and the first financial changes.
Start here →I live abroad but still have money or income in India.
Understand how overseas earnings and Indian rent, pension, interest or other receipts fit together.
Start here →I'm confused about NRE, NRO, FCNR or moving money.
Start with what each pool of money is for before choosing an account or deposit.
Start here →I'm buying, funding, renting or selling Indian property.
Enter the property journey, then move to funding, rental income, sale or repatriation as relevant.
Start here →My family is in India while I live abroad.
Start with money support, nominations, documents and continuity if family members need to act for you.
Start here →I'm returning to India. What should change first?
Use the personalised Return-to-India Action Map for banking, FCNR/RFC, overseas assets, income, investments and business roles.
Build my Return-to-India Action Map →Or go directly to a specific question.
Search all Ready Reckoners when you already know what you want to check.
I got a job abroad. What should I change financially in India?
Accounts, status change, deposits, investments, PF and first actions.
Open Ready Reckoner →Can I continue using my normal Indian savings account after moving abroad?
Understand when resident-account status needs attention.
Open Ready Reckoner →NRE or NRO — which account do I actually need?
Choose based on money flow, not just account names.
Open Ready Reckoner →I earn abroad but also receive income in India. Where should each go?
Salary abroad, rent, pension, interest and other India-side receipts.
Open Ready Reckoner →When does an FCNR deposit actually make sense?
Understand when foreign-currency deposits deserve consideration.
Open Ready Reckoner →Can my parents gift money to me while I live abroad?
Separate FEMA/RBI, tax treatment and later repatriation.
Open Ready Reckoner →I send money to my parents every month. What should we organise?
Monthly support, emergency money, documents and family readiness.
Open Ready Reckoner →If something happens to me abroad, can my family access my India money?
Nomination, authority, documents and emergency continuity.
Open Ready Reckoner →Can an NRI buy property in India?
Residential, commercial, farmland, plantations and payment routes.
Open Ready Reckoner →How should an NRI fund an Indian property?
NRE, NRO, overseas remittance and home-loan decisions.
Open Ready Reckoner →I'm selling property in India. How much can I take abroad?
Sale price, tax and FEMA repatriation are different questions.
Open Ready Reckoner →I receive rent from Indian property. Where should it go?
Account route, tax and remittance of rental income.
Open Ready Reckoner →What happens to my mutual funds, SIPs and demat after becoming NRI?
KYC, FATCA/CRS, bank linkage and investment status changes.
Open Ready Reckoner →I'm returning permanently to India. What should I change first?
NRE/NRO, FCNR/RFC, investments, FATCA and tax-residency checks.
Open Ready Reckoner →I have money in my NRO account. Can I send it abroad?
Start with the source of money, then check FEMA, tax and bank documents.
Open Ready Reckoner →Form 15CA has changed — what is Form 145 now?
For remittances on or after 1 April 2026, understand which Form 145 Part may apply.
Open Ready Reckoner →Do I still need Form 15CB — what is Form 146?
See when the accountant's certificate may be relevant under the new remittance framework.
Open Ready Reckoner →My son or daughter lives abroad. What should we organise in India?
Family continuity, money movement, nominations and emergency planning.
Open Ready Reckoner →You don't have to choose the regulation yourself.
If your case crosses more than one area — for example business ownership abroad, overseas retirement money, property, foreign salary or continuing investments — describe the unclear part rather than forcing it into one category.